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Coverage options for Box/Straight truck insurance

Whether you are a courier with a small box truck or an expediter with a sleeper box, whether you’re a private carrier or a for-hire trucker, you need an insurance coverage to protect you when you are on the road. Insurance companies offer box truck and straight truck insurance solutions.
There are many types of business that haul goods that require box truck or straight truck insurance. The most common types of businesses that require box truck insurance include Couriers, Expeditors, Retail operations, Household goods movers etc. Box trucks often go by different names depending on the type of cargo being hauled or how the box truck is being used. Types of box trucks normally insured are Cargo cutaway, Ice box, Moving truck, Reefer truck, Sleeper box, Tilt cab etc.
Depending on whether you own your own box truck and carry your own goods or you are a for-hire trucker, you may require different types of box truck insurance coverage options.
Typical Box Truck Insurance Coverages are:
If you are a private carrier, you may need to purchase basic box truck insurance coverage like Liability insurance that can cover injuries or damage to people or property if you are at fault in an accident. Physical Damage Coverage is also provided by few insurance companies which protects your vehicle if it is damaged in an accident.
If you are a for-hire trucker and your Primary Liability insurance is provided by your motor carrier, you may only need to purchase certain types of box truck insurance coverages such as Motor Truck Cargo insurance to protect the goods you are hauling or Non-Trucking Liability insurance to protect your truck when you are not under dispatch.

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